Housing Counseling/Foreclosure Prevention

If you are behind in your mortgage payments, the thought of losing your home can be terrifying. Village counselors can assist in resolving or preventing mortgage delinquency. We can help you establish a budget, set priorities, and determine the appropriate strategies to help you keep your property, or understand your options. Counseling is available in person or by phone. 

Call The Village at 1-800-450-4019 to speak with a housing counselor.

Online Homebuyer Education Programs

Independent Foreclosure Review Process
In foreclosure in 2009 or 2010? You may be eligible for compensation or other remedy. Click here to find out more about the Independent Foreclosure Review process.


National Mortgage Settlement
The National Mortgage Settlement is the largest consumer financial protection settlement in United States history, and settles certain state and federal investigations relating to mortgage servicing abuses, including abuses in the bankruptcy process. The settlement will provide as much as $25 billion in relief to distressed borrowers and direct payments to states and the federal government. For more information, check out the following websites.

The United States Trustee Program
http://www.justice.gov/ust/eo/public_affairs/consumer_info/nms/

Office of Mortgage Settlement Oversight
http://www.mortgageoversight.com/

Executive Committee of the State Attorneys General: 
http://www.nationalmortgagesettlement.com


Tools and Resources

Mortgage Reality Check
Prevent Loan Scams
Look Before You Leap

To see an NFCC certified financial professional at The Village Financial Resource Center, call 1-800-450-4019.