Debt Test
    
____ Is your savings cushion inadequate or non-existent? 
    
____ Are you using credit cards for items you used to buy with cash? 
    
____ Are you at or nearing the limit on your credit cards? 
    
____ Are you unsure about how much you owe? 
    
____ Are you only able to make the minimum payments on your credit cards? 
    
____ Is an increasing percentage of your monthly income going to pay off debts? 
    
____ If you lost your job, would you be in immediate financial difficulty?

 


If you answered "yes" to two or more questions, you may be heading for financial disaster. Call The Village Financial Resource Center now to get help in solving your financial problems. Because debt problems often develop over time, you may not realize you are in serious trouble until it's too late.